Established 1978 · Potchefstroom

Specialists in
Commercial, Personal,
Agri & Specialist
Insurance

For over four decades, TJ Olivier & Mans has provided tailored short-term insurance solutions to businesses, agricultural operations, and high net worth individuals across South Africa.

Our strength lies in the relationships we've built — not only with our clients, but with trusted insurers and specialist service providers developed over many years.

We work with a select group of clients, allowing us to remain hands-on and deliberate in everything we do, ensuring each solution is carefully structured and personally managed.

Request a Consultation Our Services
46+
Years of Excellence
An independent brokerage, for you
40+
Consecutive Awards
Best Broker, North West Province
15+
Insurance Partners
Access to the full market
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01 The Broker Advantage

Why use a broker?
Why use us?

We are independent. We are not tied to any single insurer. Our loyalty is to you. We ensure you receive the cover you need, at the right price, with the right insurer.

i.

Claims Support When It Matters

When a claim arises, we act as your advocate. We guide you through the process, manage communication with insurers, and work towards a fair and timely outcome, reducing stress at the moment you need support most.

ii.

Expert Advice, Not Just Policies

Insurance should be understood, not guessed. We provide clear, practical advice tailored to your circumstances, helping you avoid gaps in cover and ensuring decisions are based on risk, not assumptions.

iii.

Access to the Wider Market

As an independent broker, we compare options across the market to find cover that fits your needs, balancing protection, cost, and policy quality. We have no bias towards any single insurer.

iv.

Proactive Risk Reviews

Your risks change over time. We regularly review your cover to ensure it remains appropriate, identifying emerging exposures and making adjustments before they become costly problems.

v.

Renewal Managed for You

We manage renewals on your behalf, reviewing terms, negotiating with insurers, and presenting clear options well before renewal dates. No last minute surprises and no lapses in cover.

vi.

Continuity & Long Term Partnership

We take the time to understand your business, assets, and priorities, building a lasting relationship. This continuity allows us to anticipate your needs and provide advice that improves year after year.

02 Lines of Business

Comprehensive Insurance Solutions

From straightforward personal cover to complex commercial and specialist risks, our portfolio is designed to meet the full spectrum of your insurance needs.

Commercial Insurance

Tailored cover for businesses of all sizes, protecting assets, operations, and liabilities. We structure policies that respond correctly when claims arise, not merely at inception.

Agricultural Insurance

Comprehensive cover for farming operations including tractors, agricultural implements, livestock, and pedigree animals, tailored to South African agricultural conditions.

Personal Insurance

From your personal cover to specialist high net worth solutions — bespoke motor, home, and valuables insurance structured around your lifestyle and individual needs.

Liability Insurance

We advise on a range of liability covers, including Professional Indemnity, Public Liability, Medical Malpractice, Hunters' Liability, and Directors & Officers, with access to specialist markets.

Engineering & Construction

Contractors All Risk (CAR), Plant and Machinery, Erection All Risk, and other specialist engineering products for contractors and project owners.

Goods in Transit (Marine)

Cover for goods and cargo in transit by road, rail, air, or sea. Open covers and specific shipment policies structured for your logistics requirements.

Sectional Title, HOA & Commercial Buildings

Specialist cover for Body Corporates, Homeowners Associations, and commercial property owners, including Trustees' Liability and statutory compliance structures.

Motorcycle & Classic Cars

Our Execubike motorcycle product offers comprehensive cover tailored for responsible riders. Classic and collectible vehicles insured on agreed value with specialised terms.

Travel Insurance

Comprehensive local and international travel cover, including emergency medical, trip cancellation, lost baggage, and personal liability — with solutions for both individual and corporate travel needs.

03 Our Insurer Panel

Access to South Africa's Leading Insurers

Our independence means we place your cover with the insurer best suited to your risk profile.

Santam
Old Mutual Insure
Camargue
Guardrisk
Phishield
Senate
Hollard
ONE Insurance
CIA
SHA
Discovery Insure
Itoo
Mirabilis
TIC
Cross Country
Santam
Old Mutual Insure
Camargue
Guardrisk
Phishield
Senate
Hollard
ONE Insurance
CIA
SHA
Discovery Insure
Itoo
Mirabilis
TIC
Cross Country
04 About TJ Olivier & Mans

Building Relationships,
Not Transactions

Welcome to Olivier & Mans, your trusted insurance partner since 1978. For over four decades, our journey has been defined by a singular mission: to provide unmatched expertise and genuinely personal service to every client we serve.

From our beginnings in Potchefstroom, we have grown into a leading independent brokerage with a nationwide footprint, recognised for our specialisation in commercial, agricultural, and specialist covers, as well as our boutique personal lines service for high net worth clients.

We have been honoured with over 40 consecutive industry awards, recognising us as one of the leading brokers in the North West Province. These accolades reflect our team's dedication and the trust our clients place in us.

Our philosophy is rooted in long-term partnership. We focus on building enduring relationships with clients who value considered advice, consistency, and a truly personal approach.

Our Guiding Values

Whatever is true, whatever is honourable and worthy of respect, whatever is right, whatever is pure and wholesome, whatever is lovely and brings peace, think on these things.

— Philippians 4:8

Meet the Team Six Senior Advisors
JM
Jan Mans
Director

With a distinguished career spanning more than four decades, Jan brings a depth of knowledge and perspective that anchors the business. His understanding of the fundamentals of insurance, combined with a disciplined and principled approach, ensures that both our clients and team benefit from consistently high standards. Jan plays a key role in shaping the culture of excellence that defines Olivier & Mans.

JdB
Jana Mans de Beer
Director

Insurance has been part of Jana's life from an early age, having grown up in a family of brokers. She began her career in claims, developing a practical understanding of how policies perform when it matters most. Today, Jana combines that technical grounding with a strong focus on relationships and growth — working closely with clients while driving the business forward with clarity and intent.

[email protected] 084 780 7458
CS
Chantelle Stapelberg
Key Individual & Senior Management

Chantelle joined Olivier & Mans in 2011 and serves as a Key Individual and member of our senior management team. She brings deep industry expertise, combined with a strong command of both our systems and product landscape. Her strength lies in her ability to balance precision with perspective — ensuring every detail is accounted for while never losing sight of the broader objective.

CE
Christina Erasmus
Insurance Consultant

Christina has been in the industry since 1998 and joined Olivier & Mans in 2022, bringing with her a wealth of experience and a naturally investigative approach. She excels in unpacking complexity and getting to the root of a matter, ensuring that no aspect is left unresolved. Christina is thorough and methodical, with a strong commitment to finding solutions that are both correct and practical.

SF
Sonia Frylik
Insurance Consultant

With a career in insurance dating back to 2000, Sonia brings extensive experience and a deeply client-centric approach to the team. She has a natural ability to build trust and lasting relationships, making clients feel understood and well looked after. Sonia is known for her responsiveness, warmth, and unwavering focus on delivering a service experience that clients genuinely value.

JC
Jany Coetsee
Insurance Broker

Jany joined Olivier & Mans in 2022 and has quickly established herself as a capable and dependable member of the team. She approaches her work with energy, ownership, and a strong willingness to learn. Jany consistently rises to new challenges, applying thoughtful care to everything she does and ensuring that tasks are followed through to completion with confidence and precision.

05 Get in Touch

Start a Conversation

Whether you need a quotation, a policy review, or simply wish to understand your options, our team is ready to assist.

Office Address
102 Peter Mokaba Avenue
Potchefstroom, 2531
Office Hours
Monday – Thursday · 08:00 – 16:30
Friday · 08:00 – 16:00
Saturday & Sunday · Emergency only
10896
TJ Olivier & Mans is an authorised financial services provider, regulated by the Financial Sector Conduct Authority (FSCA) in terms of the Financial Advisory and Intermediary Services Act.
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